Amy & Andrew

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Amy & Andrew

First-time buyers in Coatbridge

“We really don’t think we could have got the mortgage without him. We would definitely recommend Paul, especially for first-time buyers.”

“I had recently graduated, and Andrew is still in University but we both wanted to buy our first house together. We were able to take both the income from my job and Andrew’s income from his PHD into account to get a mortgage. It was an exciting time and we started looking for houses.”

 

Paul helped us to help navigate a difficult situation

“The issues started with COVID. Because of the disruption, the lenders changed their lending criteria, so Andrew’s income wasn’t taken into consideration. The amount we could borrow dropped by £70,000, which was a big issue for us!”

 

“Paul helped us to navigate through this situation. He helped us review our affordability, giving us clarity. He also informed us of a new Help to Buy scheme we’d not previously known about. Essentially, he gave us options when we didn’t think we had any.”

 

“Eventually, we finally found a house and had our offer accepted. However, that wasn’t straight forward either as the solicitor had a few issues with the Help to Buy scheme. We told Paul about and he was right on it, swapping solicitors at 6 pm in the evening!”

 

We really don’t think we could have got the mortgage without him

“We went in to see Paul before getting the keys and we saw the amount of paperwork that was involved in our case. We really don’t think we could have got the mortgage without him. We certainly wouldn’t have been able to get the house we got.”

 

“We would definitely recommend Paul, especially for first-time buyers. We won’t be going anywhere else.”

Meet Paul

Amy & Andrew’s Mortgage Adviser